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ALLIANZ Conventional
(FlexMed Choice)
(Simplified underwriting until 31st December 2024)

FlexMed Choice

The Allianz FlexMed Choice is a guaranteed renewable Hospitalisation & Surgical Plan designed for employees already covered under a Group Hospitalisation & Surgical Scheme provided by their employers. It provides additional uninterrupted coverage beyond employment, with a unique deductible plan for maximum medical coverage at a lower premium.
This plan also caters to Foreign Students and their dependents who may use this as a 2nd layer medical card on their stay in Malaysia as the compulsory EMGS annual maximum in patient coverage of RM50,000 may be insufficient.

Key Benefits

Offer 4 different deductible plans, designed to cover your eligible expenses in excess of a deductible sum which may be paid under the coverage provided by your employer.

Stay protected with coverage that continues upon leaving employment and the option to convert to a zero deductible plan at age 60.

Receive additional treatment benefits, such as coverage for Out-Patient treatment, genomic testing for cancer, reimbursement for health services and more.

A cashless, hassle – free expereience

Access to Allianz Care@Home that provides medical-assisted attention at your home, and the International Second Medical Opinion