The Allianz FlexMed Choice is a guaranteed renewable Hospitalisation & Surgical Plan designed for employees already covered under a Group Hospitalisation & Surgical Scheme provided by their employers. It provides additional uninterrupted coverage beyond employment, with a unique deductible plan for maximum medical coverage at a lower premium.
This plan also caters to Foreign Students and their dependents who may use this as a 2nd layer medical card on their stay in Malaysia as the compulsory EMGS annual maximum in patient coverage of RM50,000 may be insufficient.